4 Advantages and Disadvantages of Medicare

One of the most controversial topics that spur debate among Americans is the role that government plays in each of our respective lives. From those that sit on both sides of the aisle advocating for more or less, every governmental plan and policy gets called into question. With the recent passing and implementation of the Affordable Care Act, attention has been directed towards healthcare and the role that government should play. What has largely been handled by primarily private businesses, is not impacted by governmental standards.

Or has it? Since its creation in 1966, the federal government of the United States has been providing a national social insurance programmed known as Medicare. Instituted to serve those 65 and older, Medicare provides health insurance to over 48 million Americans. This also accounts for the 8 million of youth that suffer with disabilities. In its entirety, Medicare provides coverage of services ranging from long term healthcare, dental, hearing, sight, and more.

The best way to face the controversy head on is to look at the advantages and disadvantages of Medicare and why America’s politicians and citizens are so eager to have their opinions heard regarding this subject.

Advantages of Medicare

1. Provides an Invaluable Safety Net
Medicare is an invaluable safety net that makes it possible for millions of Americans to live long and healthy lives without the fear of dying horrible deaths due to sickness or starvation.

2. Establishes a Standard of Care
Medicare provides senior citizens with the essential care they need while constituting a promise to provide care for those who have already put a great deal into the system. Given how random circumstance may be, even the most well off among us may one day find ourselves using Medicare.

Disadvantages of Medicare

1. High National Cost
Medicare represents a high national cost for the government. Being able to reduce the amount Medicare costs means being able to save taxpayers money.

2. Does Not Work Like Typical Insurance
As many people find out when switching to Medicare when they are older, Medicare does not function the same way as private health insurance. There are many differences that will need to be researched in order to have a smooth transition from a private plan. This means that there may be gaps in coverage for some senior citizens. It should also be noted that even though there can be a great deal of differences between the two, it does not always mean that you will have to give up or change your current doctor.

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